Outside prospecting of less than 30 hours per week to develop and maintain relationships with potential new business referral partners such as realtors, builders, banks, financial planners, and the community at large. Consult with borrowers to determine their best options for financing. Assisting borrowers in all facets to navigate the application, approval and closing process in obtaining a mortgage.

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ESSENTIAL DUTIES

• Engage in selling loan products outside the office more than 50% of the time worked
• Submitting Loans, working efficiently with borrower, branch and corporate office

• Maintain comprehensive working knowledge of:
  • Current Rates and Products
  • Company Policy and Procedures
  • Regulatory Compliance Requirements
  • Company provided tools – working within our LOS, POS, and other systems
  • All Loan programs: Conventional, FHA, VA, USDA, Jumbo, Non-QM
• Maintain state licensing & all continuing education requirements
• Effectively use all marketing channels available
• Cultivate and maintain relationships with Real Estate professionals to garner business

• Communicate effectively with all parties involved, including, but not limited to:
  • Regional Manager, Branch Manager, Sales Manager, Operations Staff and Borrowers
• Attend and comprehend company trainings, meetings & complete all company trainings as required
• Present a professional image and demeanor both within the company and externally to all.

• Maintain necessary knowledge to successfully perform job responsibilities
• Conduct business in accordance with our core values of honesty, integrity, and transparency
• Act as a role model & leader in achieving organizational results.
• Seek innovative alternatives to performing assigned duties.
• Ability to work effectively, independently, as well as with all team members
• Facilitate an effective and respectful work environment.
• Strive to exceed internal and external customers’ expectations.

MINIMUM PRODUCTION STANDARDS

• Minimum of 1 Loan funded within each quarter / 4 Loans annually

QUALIFICATIONS

• NMLS License specific to state of employment and for each state where originating loans is REQUIRED

• Residential mortgage banking knowledge and experience in negotiations or sales is required
• Minimum of two years job related experience
• Some college course work in business or finance preferred. Basic math skills

• Basic knowledge of PCs and related Microsoft office application
• Self-motivated with strong desire to succeed
• Detailed oriented with ability to multi task
• Strong sales ability and drive within a team-oriented atmosphere
• Strong interpersonal & written communication skills
• Professionalism and integrity are essential
• Ability to read and interpret mortgage documents, real estate sales contracts, valuation forms and attorney correspondence, and company policies and procedures
• Strong ability to apply common sense understanding to carry out instructions furnished in written or oral form
• Ability to problem solve under a variety of situations and circumstances

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FAIR LENDING RESPONSIBILITIES

iServe Residential Lending, LLC is committed to fair lending principles and compliance with all fair lending laws. Associates will exercise consistency, equal treatment and fairness toward all consumers during the performance of their jobs. Each Associate is held accountable for adherence to fair lending laws and principles in the performance of their job responsibilities. In the event that fair lending deficiencies are observed or noted in the Associate’s job performance, that Associate is subject to disciplinary actions and/or additional training to correct the deficiency.

PHYSICAL REQUIREMENTS

Primary functions require the physical ability and mobility to work in an office setting; to stand or sit for prolonged periods of time; to occasionally stoop, bend, kneel, crouch, reach, and twist; to lift, carry, push, and/or pull light to moderate amounts of weight; to operate office equipment requiring repetitive hand movement and fine coordination including use of a keyboard; and to verbally communicate to exchange information. Ability to lift up to ten (10) pounds. VISION: See in the normal visual range with or without correction. HEARING: Hear in the normal audio range with or without correction. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

BENEFIT ASSIGNMENT

This is part-time position with less than 30 hours of scheduled work per week – Thus there is no company benefits associated with.